Indexed whole life insurance - Join AuguStar Financial - joinaugustar.com

Best of both worlds

Prestige Indexed policies combine whole life guarantees with index-based upside potential
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Overview

About Prestige Indexed Whole Life

Give your clients the best of both worlds. Prestige Indexed whole life policies offer the guaranteed protection clients rely on, combined with index-based allocation options for higher, market-based growth* potential. 
PRODUCT INFORMATION

Indexed whole life insurance

Product details

  • Accumulating and accessing assets
    • Three diverse Index Accounts and a competitive Fixed Account
    • Guaranteed 20 basis point bonus interest crediting starting in policy year 11
    • Indexed and standard loan options for flexible access to cash value with the ability to switch between loan types as often as every 12 months
  • Guaranteed protection
    • Guaranteed cash value accumulation, death benefit protection and level premiums
    • 0% floor on Index Accounts ensures clients won’t lose money due to poor market performance
    • 10- and 20-year premium payment period options
  • Optional riders
    • Accelerated Benefit Rider for chronic and terminal illnesses
    • Guaranteed Purchase Option (GPO) Rider
    • Overloan Protection Rider
    • Waiver of Premium for Total Disability (WPD) Rider
    • Children’s Term Life Insurance Rider
    • Single Premium Rider

Discover More

Learn more about indexed whole life insurance

*Interest linked growth is based in part on the movement of the selected market index and is subject to applicable caps, spreads, and/or participation rates.

Indexed whole life insurance is issued by AuguStarSM Life Assurance Corporation. Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.
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